The Quakes

Net Stash Reduction Goal for 2008 – 150 yards
Net Used to Date – 26 yards
Net Yards To Go – 124 yards


This is one of the headlines from Channel 14 – WFIE in Evansville, Indiana.  When we lived in Kentucky, this was the channel we watched.  This morning when I checked e-mail, I had e-mail from several friends in Owensboro asking if I’d heard about the earthquake.  They had all felt it.  I don’t think we felt it here in western MO, although eastern MO surely did.

Being the worrywort that I am, I immediately called Vince to ask him if we have earthquake insurance.  He’s so nonchalant about everything .. I think so. That wasn’t good enough.  I had to know.  I didn’t have a clue where he keeps the insurance policy so I called Liberty Mutual.  Nope, don’t have it.  Hmmm, I couldn’t believe it because we had it the whole time we lived in Kentucky.  In fact, when we bought the house in town in 2002, there had been an earthquake in mid-June and we were closing on July 2 and couldn’t get quake insurance until 30 days after the last occurrence so we had to update our policy just a couple of weeks after closing.

Vince just handed me our insurance policy and we do have earthquake coverage.  I called Liberty Mutual Customer Service back just to make sure (and sleep a little better tonight!) and the lady said yes, we have it .. not sure why the first guy told me we didn’t have it.  Goofball!


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    Lynne in Hawaii says

    The goofball insurance guy probably didn’t bother to look up your policy, or couldn’t find your policy online or couldn’t read the file…typical of todays employees I’m afraid. Glad you can sleep now.

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    I don’t have EQ insurance. The cost of the insurance is so expensive that it’s prohibitive for most folks out here, and the deductibles are ridiculous. When I moved to CA I asked everyone at work whether they had it and no one did, not even the CEO. I got quotes again on it when I moved into the condo three years ago, and the quotes I got back were close to $20K a year. It’s outrageous what the insurance companies charge for that piece of mind.